We are a team of innovators with backgrounds in technology, finance, real estate, and mortgages. We’re backed by some of Canada’s top venture capital firms including N49P, Forum Ventures and Panache Ventures.
Lotly launched in 2021 with a bold mission to make homeownership more affordable. We invented a world first model where anyone could invest in the down payments of real homebuyers. As part of our journey, we discovered a burning need to help homeowners improve their financial health.
Lotly helps homeowners secure fair, stable loans from trusted lenders. We offer secured personal loans, secured lines of credit, mortgage refinancing, and more. We also specialize in consolidation loans that help homeowners combine expensive debt into a single, lower payment. Our approach focuses on improving your long-term financial health — providing the cash you need today while protecting your future finances.
We understand that every situation is unique, whether it involves side-gig income, credit challenges, or complex family issues. Our dedicated advisors are here to listen and assess your circumstances to provide options that work best for you. We go the extra mile by negotiating with several lenders on your behalf to get the best offer you can qualify for.
Lotly Holdings
8Twelve Brokerage
License # 13072
Agent # M23008027
