We believe money should be accessible to everyone.

Who we are

We are a team of innovators with backgrounds in technology, finance, real estate, and mortgages. We’re backed by some of Canada’s top venture capital firms including N49P, Forum Ventures and Panache Ventures.

Our mission

Lotly’s mission is to provide financing for all homeowners. Whether you have non-traditional income or imperfect credit, we specialize in crafting creative financing solutions that fit your life.

We listen, learn, and take the time to understand each customer’s unique situation. By combining the power of AI with the creativity and care of our loan experts, we offer personalized options you can't find anywhere else - whether it’s debt consolidation, refinancing, or simply improving cash flow.

Lotly is backed by Canada's top venture capital firms.