Discover how to check your credit score for free, understand FICO vs. VantageScore, and learn the importance of monitoring your credit report for errors. Find out where to access your score and how it impacts your financial health.

Learn how to calculate the loan-to-value ratio, why it matters, and how to optimize it for your loan applications to maximize your chances of success.

Learn everything you need to know about the Canadian government’s $250 Working Canadians rebate and holiday tax break, including eligibility, timeline, and qualifying items.

Discover effective strategies on how to pay off your home loan quicker. Learn about extra payments, refinancing, bi-weekly payments, budgeting tips, and more to reduce your mortgage debt efficiently.

Learn about comprehensive debt relief options in Canada, including debt settlement, consumer proposals, and government programs. Covering risks, fees, and effective debt management strategies.

Discover how much to budget for a bathroom remodel, including average costs, factors influencing your budget, and tips for saving money. Learn about different types of remodels, labor costs, and ROI to plan effectively.

Get comprehensive information on heavy equipment financing in Canada, including lenders, loan terms, interest rates, leasing vs. buying options, and application guidance.

Discover what tenant insurance is, its coverage options, costs, and the importance of protecting your property, belongings, and liability.

Discover bridge loans, their functions, and when to use them. Explore their pros, cons, rates and requirements, and alternative financing options.

Discover all the financing options for purchasing restaurant equipment, including leasing vs. buying, tax benefits, and lenders specializing in equipment funding.

Learn the average renovation cost by room type, including kitchen and bathroom expenses. Get tips on budgeting, hidden fees, and ROI insights.

Learn about car title loans, their requirements, costs, risks, and alternatives. Discover tips for comparing offers and understand legal protections for borrowers.

Learn how to start a business in Ontario with essential steps, market research tips, funding resources, and insights on business registration and compliance.

Discover the best debt consolidation loan options, compare interest rates, and learn tips for choosing the right loan to save money.

Discover essential tips, lender comparisons, and requirements for bad credit car loans. Improve your chances of approval and find the best options today!

Discover the best loans for self-employed individuals, including requirements, how to apply, and tips to improve your chances of approval.

Explore home renovation loan options, compare interest rates, and uncover eligibility criteria. Find the right loan for your project with expert tips and lender recommendations.

Explore car repair loans, compare top options, uncover personal loan benefits, and find the best financing for your repairs. Get tips, alternatives, and more in our guide.

Explore this roadmap to no credit check loans and discover how to apply, compare rates, check eligibility, and choose the best lender to suit your needs.

Explore: what is Canada PRO? And uncover eligibility, tax-free benefits, payment schedules, and application tips. Find out how you can benefit from related provincial programs.

Discover the ultimate guide to the HELOC: Compare it to home equity loans, learn qualification tips, borrowing limits, and find where to get the best rates.

Learn what counts as employment income, with examples, tips for correct reporting, and potential tax benefits in our line 10100 tax return guide for Canadians.

Emergency loans Canada: Our expert guide teaches you qualification rules, safety tips, how to spot predatory loans, turnaround times, loan amounts, and more.

Learn CPP payment dates 2024 and eligibility criteria. Discover how to maximize payments, get tips on receiving your benefits, and ensure you’re eligible.

Explore your options for truck loans in Canada and learn how to secure financing when you have challenging credit history.

Discover effective strategies to boost your credit score – Here are 5 tips on how to improve your credit score in a short period of time.

Learn what an OTB (Ontario Trillium Benefit) notice is and how to handle it with our complete guide. Discover tips and strategies to manage an OTB notice effectively.

What is the Canada grocery rebate 2024? Find out how and when to receive your payments and maximize your benefits.

Our complete guide uncovers the GST payment dates 2024, rebate amounts, how to receive your payments, and eligibility criteria.

Toronto is Canada’s real estate market diamond, but our vast country has some other gems for you to consider. Check them out!

Thinking of a real estate investment in one of Canada’s hottest markets? Don’t jump into the landlord role before weighing the pros and cons!

Let's go over the Home Buyers' Plan and how it lets you tap into your retirement funds to purchase your first home.

Down payments, taxes, and bills add up for the aspiring Toronto homebuyer — but the FHSA may offer some relief.

Planning on a condo purchase in Toronto? Let's do a quick 101 on maintenance fees and how Lotly investors don’t need to worry about them.

Looking for your next real estate investment? Here's everything you need to know about the BRRRR method: How it works, what you should consider, and alternatives with Lotly.

It’s hard to let go of an asset as hot as a GTA property — but some situations might call for putting it on the market. Here's how to know when it might be time to sell.

Nervous about a lender rejecting your latest mortgage application? Read about common reasons for mortgage application rejection and ways to overcome it, including Lotly’s real estate investment model!

Hiking interest rates make borrowing funds more difficult. So should you keep investing in real estate?

Refinancing can save you thousands in monthly payments or help you tap into home equity. Here's everything you need to know.

Let's get you prepared for your homeowner journey by looking at the common expenses you might face.

How much a bank will lend you for a home purchase & more.

Why home inspections are important especially for homebuyers.

Your guide to closing costs in Ontario.

Everything you need to know about mortgage insurance.

Understanding the factors influencing the GTA real estate market.

From historic property appreciation and more, it's a great investment.