Home & money tips for everyone.

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Manage Debt

Nov 2025

Is it a good idea to use home equity to consolidate debt? Learn the pros, cons, and key questions to ask before using your home for debt consolidation.

A home, central to the question of whether it is a good idea to use home equity to consolidate debt.
Loans

Nov 2025

Wondering can you consolidate debt with a home equity loan? Learn how it works, the pros and cons, and what to consider before using your home’s equity.

A table with a laptop and papers for consolidating debt with a home equity loan.
Manage Debt

Nov 2025

Wondering how long after consumer proposal can I get a mortgage? Learn key timelines, lender requirements, and steps to qualify for a home loan after proposal.

A couple researches how long after a consumer proposal they can get a mortgage.
Home financing

Nov 2025

Getting a mortgage after bankruptcy is possible. Learn practical steps to rebuild credit, save for a down payment, and improve your chances of approval.

A welcoming home at sunset, a goal achieved by getting a mortgage after bankruptcy.
Manage Debt

Nov 2025

Find out how to get a home repair loan with bad credit. Learn practical steps, loan options, and tips to secure funding for your next home project.

A laptop on a table in a living room, used to find how to get a home repair loan with bad credit.
Home financing

Nov 2025

Find out how to get a cash out refinance with bad credit in Ontario, including practical steps, lender options, and tips to improve your approval chances.

A family outside their Ontario home, learning how to get a cash-out refinance with bad credit.
Home financing

Nov 2025

Get a clear answer to “is a HELOC considered a second mortgage” and learn the key differences between HELOCs and home equity loans for homeowners.

A sunlit living room in a home being considered for a HELOC or a second mortgage.
Manage Debt

Nov 2025

Get the pros and cons of refinancing a home, plus practical tips to help you decide if refinancing fits your financial goals and long-term plans.

Woman relaxing by a window, considering the pros and cons of refinancing a home.
Loans

Nov 2025

Find out how to get a loan against my house with bad credit in Ontario. Learn practical steps, lender options, and what to expect from the application process.

Couple reviewing how to get a loan against their house with bad credit.
Loans

Nov 2025

Get clear answers to what are the disadvantages of a home equity line of credit, including 7 key risks every homeowner should know before applying.

Man at a desk considering the disadvantages of a home equity line of credit.
Home financing

Nov 2025

Wondering how long after bankruptcy can I get a mortgage in Ontario? Learn what lenders look for and how to rebuild your credit for homeownership.

Ontario homes at sunrise, a look at how long after bankruptcy you can get a mortgage.
Home financing

Nov 2025

Find out what are the requirements for a cash out refinance with a low credit score and get practical tips to qualify, even if your credit isn’t perfect.

Laptop and paperwork showing the requirements for a cash out refinance with a low credit score.
Home financing

Nov 2025

Get practical steps for getting a mortgage after bankruptcy and foreclosure, from rebuilding credit to finding the right lender and preparing your application.

Couple looking at a home, getting a mortgage after bankruptcy and foreclosure.
Home financing

Nov 2025

Learn how to get pre approved for a mortgage after consumer proposal with practical steps, credit tips, and advice for building a strong application.

Laptop in a living room used to get pre-approved for a mortgage after a consumer proposal.
Home financing

Nov 2025

Learn how to get a quote for a home equity loan, what documents you’ll need, and how to compare offers to find the best fit for your financial goals.

Living room of a home whose owner is getting a quote for a home equity loan.