We work with 30+ lenders and have a lender for every situation including bad credit, low income, and other challenges life may have thrown your way.
Our goal is to enhance your financial well-being. We offer unbiased advice to replace expensive debt with a lower interest loan that saves you money and simplifies your life.
By leveraging your home's equity, you can access a lower interest rate. This allows you to save thousands in interest cost and get out of debt faster.
Our credit building program combined with your dedication to on time consolidation loan payments will help rebuild your credit over time.
We will keep an eye out to help you upgrade your loan when it’s appropriate. For example, if interest rates fall or your credit improves.
Around half (48%) of Canadians are affected by consumer debt, and find it challenging and stressful to pay off their debt due to high living costs and other financial needs. We’re here to help.
Really good service and friendly aid! They helped us above and beyond what we could even begin to imagine. Would add more stars if I could!
I think I’m still in shock. I didn’t think it would happen and the financial stress has been impacting my health. I see a light and I’m so grateful.
Rare when mortgage brokers actually care about their clients and give good advice – Highly recommend these guys.
Lotly’s mission is to help Canadians stop the debt spiral. We specialize in consolidation loans that help homeowners combine expensive debt into a single, lower payment. We also give homeowners access to fair and stable loans. Our approach focuses on long-term financial health — we give you the cash you need today and protect your future finances.
We are currently located at 410 Adelaide Street West in Toronto, Ontario.