Everything you need to know about home loans.

Last updated 

August 2024

Discover the ultimate guide to the HELOC: Compare it to home equity loans, learn qualification tips, borrowing limits, and find where to get the best rates.

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August 2024

Emergency loans Canada: Our expert guide teaches you qualification rules, safety tips, how to spot predatory loans, turnaround times, loan amounts, and more.

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August 2024

Learn what counts as employment income, with examples, tips for correct reporting, and potential tax benefits in our line 10100 tax return guide for Canadians.

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July 2024

Discover effective strategies to boost your credit score – Here are 5 tips on how to improve your credit score in a short period of time.

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July 2024

Explore your options for truck loans in Canada and learn how to secure financing when you have challenging credit history.

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June 2024

Learn what an OTB (Ontario Trillium Benefit) notice is and how to handle it with our complete guide. Discover tips and strategies to manage an OTB notice effectively.

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September 2023

Toronto is Canada’s real estate market diamond, but our vast country has some other gems for you to consider. Check them out!

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July 2023

Thinking of a real estate investment in one of Canada’s hottest markets? Don’t jump into the landlord role before weighing the pros and cons!

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May 2023

Let's go over the Home Buyers' Plan and how it lets you tap into your retirement funds to purchase your first home.

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May 2023

Down payments, taxes, and bills add up for the aspiring Toronto homebuyer — but the FHSA may offer some relief.

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April 2023

Planning on a condo purchase in Toronto? Let's do a quick 101 on maintenance fees and how Lotly investors don’t need to worry about them.

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February 2023

Looking for your next real estate investment? Here's everything you need to know about the BRRRR method: How it works, what you should consider, and alternatives with Lotly.

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January 2023

It’s hard to let go of an asset as hot as a GTA property — but some situations might call for putting it on the market. Here's how to know when it might be time to sell.

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January 2023

Nervous about a lender rejecting your latest mortgage application? Read about common reasons for mortgage application rejection and ways to overcome it, including Lotly’s real estate investment model!

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December 2022

Hiking interest rates make borrowing funds more difficult. So should you keep investing in real estate?