We help homeowners get fast, friendly, and flexible loans.

Get Started
Large capital
Low interest rates
Trusted lenders
Personalized options

We help homeowners get fast, friendly, and flexible loans.

Large capital
Low interest rates
Trusted lenders
Personalized options
Get Started

Tell us what matters and we'll do the rest

Debt consolidation

Consolidating high-interest debt, such as credit card debt, with a home equity loan can lower your overall interest rate and monthly payments.

Home renovations

Renovating your home can enhance your living space and increase the value of your property. This means that if you ever decide to sell, you could potentially make a profit.

Emergency expenses

When life throws you unexpected expenses like medical bills, you can access the funds you need by tapping into the equity in your home.

Lotly works with 30+ Canadian lenders

How does it work?

Complete our online application

Tell us about your goal and your current financial situation. We’ll ask about your income, debts, and credit.

Get a free consultation

We will show you how the right home financing can help you achieve your goal.

Get approved & receive your funds!

You will provide supporting documents & we will work quickly to get you approved.

Safe and secure way to get a large loan.

Home equity loans typically offer lower interest rates than personal loans and credit cards, along with longer repayment terms. We work with trustworthy lenders who provide safe choices that match your needs.

We specialize in finding a solution for any situation.

Side-gig income? Credit challenges? Complicated family? Your dedicated home financing advisor will listen and assess your situation to provide options that work best for you.

Advice on demand.

Needing a loan can be stressful, but we’re here to help. Our dedicated agents are fiduciaries, which means we work in your best interest and are here when you need us. Get started here to connect with us today.

Hear from our customers

Oscar F

Really good service and friendly aid! They helped us above and beyond what we could even begin to imagine. Would add more stars if I could!

Jennifer A

I think I’m still in shock. I didn’t think it would happen and the financial stress has been impacting my health. I see a light and I’m so grateful.

George N

Rare when mortgage brokers actually care about their clients and give good advice – Highly recommend these guys.

Oscar F

Really good service and friendly aid! They helped us above and beyond what we could even begin to imagine. Would add more stars if I could!

Jennifer A

I think I’m still in shock. I didn’t think it would happen and the financial stress has been impacting my health. I see a light and I’m so grateful.

George N

Rare when mortgage brokers actually care about their clients and give good advice – Highly recommend these guys.

About Lotly.com

Lotly’s mission is to help Canadians stop the debt spiral. We specialize in consolidation loans that help homeowners combine expensive debt into a single, lower payment. We also give homeowners access to fair and stable loans. Our approach focuses on long-term financial health — we give you the cash you need today and protect your future finances.
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Our office

We are currently located at 410 Adelaide Street West in Toronto, Ontario.
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