Money for all homeowners.

At Lotly, we specialize in helping homeowners make the most of their home’s value. We offer a wide range of home loans, including secured lines of credit, secured loans and cash out refinances. Whether you’re tackling renovations, paying off debt, or planning something big, we’ll work with you to find the right solution for your unique situation.

Yes — Lotly’s services are designed specifically for homeowners in Ontario. If that’s you, we’d love to explore how we can help!

People use their Lotly home loan for things like home renovations, paying off high-interest debt, covering unexpected expenses, starting a business, funding big life events, or even taking a well-deserved vacation. We will help you put your home’s value to work for you.

That depends on your financial profile and how much equity you have in your home. Our goal is always to help you make the most of your equity - whether that’s improving your cash flow, saving money, or accessing extra funds for your needs. We’ll help you optimize your finances while getting the cash you need. The best way to understand your options is to connect with our team for a personalized assessment.

We offer a wide range of rates and flexible terms. At Lotly, we believe in money for all homeowners, and our mission is to help you find the best option for your needs. Either a short-term financing for a lump-sum payment in the near future, or a longer-term option with manageable payments, we’re here to make sure your financing truly works for you.

At the moment, we only provide home financing solutions in Ontario. But if you’re looking for a smaller personal loan, you might want to check out LoansCanada. They’ll connect you with several personal loan options so you can compare and choose what’s best for you. Just remember to do your own research and read the details before committing to any lender.